Baccarat is considered a high-roller’s game, and is usually played behind closed doors or in roped-off sections of a casino. Reflecting its roots in the European noble classes, the dealers often wear tuxedos and the Players usually play for very high stakes.

Recently, a variation called ‘Mini Baccarat’ was developed to popularize the game in the United States and online. Mini-Baccarat is played on a standard Blackjack-sized table and offers lower stakes and more entertainment than regular Baccarat. It is this version that is offered here.

Basic Rules

The goal of Baccarat is to have a hand with a point total closest to 9. Aces count as 1; cards 2 to 9 count as their face value; tens and picture cards count as zero (see Table on the right). If the total value of the hand is equal or greater than 10, then subtract 10 and count the remainder as the value of the hand. For example, the hand 8,6 would have a Baccarat value of 4 (8+6=14, 14-10=4); the hand 3,7 would have a Baccarat value of 0 (3+7=10, 10-10=0). Place your wager on the Banker’s area and/or on the Player’s area and/or on the Tie area. The Player and the Banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the Player or the Banker or both (Third Card Rules). The Player closest to 9, wins.

Cards 2-9Face Values
Face Cards0

If you bet on the Player and the Player wins, you are paid 2 for 1 winnings on your bet. If you bet on the Banker and the Banker wins, you are paid 2 for 1 minus 5% bank commission. ( example : winning with a bet of 10 you will get back your 10 plus the 10 for the win, minus 5% ( equals 9.5 ) based on the following calculation 10 + 9.5 = 19.5). If both the Player’s hand and the Banker’s hand have equal totals, the game result is a Tie. If you have placed a bet on the Tie field, your payoff is 8 for 1. (betting 10 the win is 10 + 80 = 90).

Third Card Rules

In some cases, after two cards are dealt to the the Player and Banker, the dealer will deal a Third Card to the Player and/or Banker. The following two tables shows you when this will happen:

If player Hand Value is:Then the Player:
0 a 5is dealt a third card
6 o 7Stands
8 o 9has a 'Natural Hand' - no further draw

After the Player’s third card is dealt, the Banker may be dealt a third card based on the following table:

Banke's hand Value:Banker draws if player's 3rd Card is:Banker does not draw if Player 3rd Card is:
0 a 2Any Card-
3From 0 to 7 or 98
4From 2 to 70,1,8,9
5From 4 to 7 From 0 to 3 or 8,9
66 to 7From 0 to 5 or 8,9
8 o 9Natural Hand (stands)Natural Hand (stands)

NB: If either the Player or Banker has a total of 8 or 9, then they both stand. This rule overrides any other rule.

The Game Interface

Every game contains the following areas and/or buttons:

Balance and Bet Displays:

At the bottom left are two displays which show your current total Balance – the money that is available to you for betting, and your current Bet – the amount you have riding on the current hand or play.

Message Display:

At the center of the window at the bottom are displayed game messages, such as if you’ve won a hand, how much you’ve won, etc.

Cashier Button:

If you are playing for real, a Cashier button will be displayed in the bottom left above the Balance display. Clicking on this button will cause a popup window to appear containing the Cashier interface, allowing you to make quick deposits into your account.

Option Button:

Clicking on the Options button in the lower right area of the screen will show you the Game Options window. You may customize the game in the following ways:

Game Speed:

The games have a speed setting between 1 and 5. The default setting is 4. Faster speeds cause the card animations to speed up so that you may play quicker.

Chip Ballon:

By default, small balloons appear over bet chips on the table which show the value of the chip pile. You may turn these off here.

Option Speed

Sound Effect:

You may toggle sound effects like card and chip sounds, roulette wheel, sic bo tumbler


Toggle dealer announcements like ‘You Win’ and ‘Dealer etc. Has…’ here.

Option sound

History Button:

Clicking this button will cause a popup window to be displayed that contains a comprehensive account of all your bets and results for the current game. You may also access this information in the games web site in the Main Page, ‘History’ section


Help Button:

Clicking on the Help button causes a popup window to be displayed that contains the Help for all the games in the web site. The current game will be displayed initially, but you may view instructions for other games by choosing it in the drop down menu at the top of the page. These instructions are also in the Main Page, ‘Help’ section of the games web site.


The Game play Secuence

Every one of our games is played by opening the game, choosing table limits, betting, playing, and observing the result of your bet and game play choices. We’ll briefly describe these stages of game play, and show you what you need to know to be an expert player! Here are descriptions of each of these parts of the game play process: Starting the Game: After you select a game from the game menu, a window will pop up

Choose your table limits

This is the game window. You will see the game table, the game console, and several buttons.

Choosing Table Limits:

Before starting the game you may be presented with a window which offers you three choices of table limits. These are the limits that will be imposed on your betting – you may not bet more than the maximum, or less than the minimum. These bet limits apply to EACH bet area. So in Blackjack, the limits apply to each bet position individually. If you are not requested to choose a table limit the game has been assigned a limit by the casino and is displayed on a plaque on the table.

Placing your Bet(s):

After you choose your table limits, the limits window will disappear (the table limits will continue to be displayed on the plaque to the right of the chip area on the table). Along the left side, bottom of the table are a series of chips, each one with a different value marked on its surface. On the table there are one or more bet areas. These areas are shown as a slightly lighter circles or areas. In Roulette, Sic Bo, Keno and some other games you may have to move your mouse cursor to see the many bet areas.

To place a bet

click on a chip, then click in the bet area. The chip with the value you selected will appear in the bet area. The amount on the chip will be deducted from your Balance and added to your Bet. To remove a bet, Control-Click (press and hold the ‘ctrl’ button on the keyboard and then click on the chip) on the chip. It will be removed from the table, and its value will be deducted from your Bet and added back to your Balance.


Depending on the game you are playing, you must start game play by pressing the ‘Deal’, ‘Roll’, or ‘Spin’ buttons. These buttons will be located in the center at the bottom of the table. When you press the button, the dealer will deal the first cards, spin the tumbler, or spin the roulette wheel to start the game. Game play: How the game progresses depends on each individual game. Some games, like Blackjack, game play progresses through several stages where you must decide between many different plays. Other games, like Baccarat, have only one step – the cards are dealt and you either win or lose. The rules for each individual game cover game play in great detail. To view these rules, choose the game from the drop down menu at the top of this rules window.

Starting a New Game:

After you have completed the game, you may play again by clicking the ‘New Game’ button. If playing a card game the cards are reshuffled before each new game. At the beginning of the next game, you have the option to re-bet. This will place the same bets on the table that you placed in the previous game. Just click on the ‘Re-bet’ button! That covers the basic game play for all of the exciting games in our site. For specific game directions, select the game from the drop down menu above. Remember that you can always access the Help section by clicking on the ‘Help’ button in the games, or by clicking on the ‘Help’ menu item in the site main page web site.

Begins a new game

New Game

Clear the Bets


Repeat your previous bet

Repeat Bet

Instucts the dealer to deal the cards


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